Retirement Income Strategies

Will I have enough?

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Life expectancy in the United States is at an all-time high.1 That’s great, but one drawback to a longer life is the greater possibility of outliving your savings. In fact, in one study, only 33 percent of Americans surveyed said they felt they would have enough money to live comfortably throughout their retirement years.2

Figuring out how to make your savings stretch over the next 25 to 30 years can not only be confusing, it can also be overwhelming.

But it doesn’t have to be that way.

We can help you design a guaranteed* retirement income strategy that incorporates insurance products, like annuities, as well as investment products, to create opportunities for long-term growth as well as guaranteed* income throughout your retirement.

1 Honor Whiteman. Medical News Today. Oct. 8, 2014. “CDC: Life Expectancy in the US Reaches Record High.”

2 Insured Retirement Institute. “State of the Insured Retirement Industry: 2014 Review and 2015 Outlook.” December 14.

* Guarantees backed by the financial strength and claims-paying ability of the issuing insurer.

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Investment advisory services may be offered through Global Financial Private Capital LLC, an SEC Registered Investment Adviser, or Howard Bailey Securities LLC, a Registered Investment Adviser.